Terms of use

Terms of use

Last updated: 2026 · This is a first draft template. We recommend having it reviewed by a lawyer before a commercial launch.

1. The service

Skini provides software and design files that let you change the picture shown on a card in Apple Pay (in the Wallet app) on a device you own. The service changes the design only and does not touch payment data.

2. Permitted use

You may use Skini only on a device you own or have explicit permission to modify. You may not use the service for deception, forging documents, impersonation or any unlawful activity.

3. License

A purchase grants a personal, non-exclusive license to use the purchased designs on up to the stated number of computers. Do not resell, distribute or share the license key or the design files.

4. Payments and refunds

התשלום הוא חד פעמי לכל חבילה. בקשות החזר יטופלו לפי הדין.

5. Liability and its limits

The service is provided "as is". Future operating system updates may affect how the software works. We are not liable for indirect or consequential damages. Use is at your sole responsibility.

6. Intellectual property and disclosure

Skini is built on an open source component under the MIT license, with the required attribution kept. Skini is not affiliated with Apple Inc., banks or credit card companies. Apple, Apple Pay and Wallet are trademarks of Apple Inc.

7. Contact

For questions, support or refund requests: support@skini.app (example address, to be replaced with the real one).

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